/* ============================================================
   CSS CUSTOM PROPERTIES
   ============================================================ */
:root {
  --base:    #12203F;
  --deep:    #0A1428;
  --accent:  #FF6B4A;
  --accent2: #4EA8DE;
  --surface: #F4F6FA;
  --ink:     #101A2E;
  --muted:   #5C6880;

  --radius:  4px;
  --max-w:   1040px;

  --font-head: Tahoma, 'Segoe UI', Verdana, sans-serif;
  --font-body: Georgia, 'Times New Roman', serif;
}

/* ============================================================
   RESET / BASE
   ============================================================ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  font-size: 18px;
  line-height: 1.7;
  color: var(--ink);
  background: var(--surface);
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--accent2);
  text-decoration: none;
}

a:hover,
a:focus-visible {
  color: var(--accent);
  text-decoration: underline;
}

a:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
  border-radius: var(--radius);
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-head);
  color: var(--base);
  line-height: 1.25;
}

h1 { font-size: 2.0rem;   margin-bottom: 0.75rem; }
h2 { font-size: 1.55rem;  margin-bottom: 0.65rem; }
h3 { font-size: 1.2rem;   margin-bottom: 0.5rem;  }

p  { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

ul, ol {
  padding-left: 1.4rem;
  margin-bottom: 1rem;
}

li { margin-bottom: 0.35rem; }

strong { font-weight: 700; }

/* ============================================================
   CONTAINER
   ============================================================ */
.container {
  width: 100%;
  max-width: var(--max-w);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1rem;
  padding-right: 1rem;
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-block;
  font-family: var(--font-head);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-radius: var(--radius);
  padding: 0.6rem 1.4rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: background 0.2s, color 0.2s, border-color 0.2s, box-shadow 0.2s;
  text-decoration: none;
  line-height: 1.4;
}

.btn:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 3px;
}

/* Outlined header button */
.btn-outline-header {
  background: transparent;
  border-color: var(--accent);
  color: var(--accent);
}

.btn-outline-header:hover,
.btn-outline-header:focus-visible {
  background: var(--accent);
  color: #fff;
  box-shadow: 0 2px 8px rgba(255,107,74,0.35);
}

/* Filled accent button (banners) */
.btn-accent {
  background: var(--accent);
  border-color: var(--accent);
  color: #fff;
}

.btn-accent:hover,
.btn-accent:focus-visible {
  background: transparent;
  color: var(--accent);
  box-shadow: 0 2px 8px rgba(255,107,74,0.3);
}

/* ============================================================
   SITE HEADER
   ============================================================ */
.site-header {
  background: var(--base);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 10px rgba(10,20,40,0.5);
}

.header-inner {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding-top: 0.75rem;
  padding-bottom: 0.75rem;
}

/* Wordmark */
.wordmark {
  font-family: var(--font-head);
  font-size: 1.5rem;
  font-weight: 700;
  white-space: nowrap;
  flex-shrink: 0;
  line-height: 1;
  user-select: none;
}

.wm-888 {
  color: var(--accent);
  letter-spacing: -0.03em;
}

.wm-new {
  color: #fff;
  letter-spacing: 0.04em;
}

/* Nav */
.main-nav {
  margin-left: auto;
}

.main-nav ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  gap: 0;
  flex-wrap: wrap;
}

.main-nav ul li a {
  display: block;
  color: rgba(255,255,255,0.82);
  font-family: var(--font-head);
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 0.4rem 0.7rem;
  border-radius: var(--radius);
  text-decoration: none;
  transition: color 0.18s, background 0.18s;
}

.main-nav ul li a:hover,
.main-nav ul li a:focus-visible {
  color: #fff;
  background: rgba(255,255,255,0.1);
  text-decoration: none;
}

.main-nav ul li a:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

/* Header CTA */
.site-header .btn-outline-header {
  flex-shrink: 0;
  font-size: 0.78rem;
  padding: 0.45rem 1rem;
}

/* ============================================================
   BONUS BANNERS
   ============================================================ */
.bonus-banner {
  background: var(--deep);
  border-top: 3px solid var(--accent);
  border-bottom: 3px solid var(--accent);
  padding: 2.5rem 1rem;
  text-align: center;
}

.banner-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.75rem;
}

.banner-eyebrow {
  font-family: var(--font-head);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--accent2);
  margin-bottom: 0;
}

.banner-headline {
  font-family: var(--font-head);
  font-size: 1.65rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 0;
  line-height: 1.2;
}

.banner-sub {
  color: rgba(255,255,255,0.78);
  font-size: 1rem;
  margin-bottom: 0;
}

.accent-text {
  color: var(--accent);
}

.banner-fine {
  font-size: 0.72rem;
  color: var(--muted);
  margin-bottom: 0;
}

/* ============================================================
   MAIN ARTICLE / SECTIONS
   ============================================================ */
.main-article {
  padding-top: 2.5rem;
  padding-bottom: 2.5rem;
}

.section {
  margin-bottom: 3rem;
}

.section:last-child {
  margin-bottom: 0;
}

.intro-section {
  margin-bottom: 3rem;
}

/* ============================================================
   TABLES
   ============================================================ */
.table-scroll-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border-radius: var(--radius);
  margin-bottom: 1.5rem;
}

table {
  width: 100%;
  min-width: 480px;
  border-collapse: collapse;
  font-size: 0.9rem;
  border-radius: var(--radius);
  overflow: hidden;
}

table thead tr {
  background: var(--base);
}

table thead th {
  color: #fff;
  font-family: var(--font-head);
  font-weight: 700;
  text-align: left;
  padding: 0.75rem 1rem;
  letter-spacing: 0.04em;
  font-size: 0.82rem;
  text-transform: uppercase;
  white-space: nowrap;
}

table tbody tr:nth-child(odd) {
  background: #fff;
}

table tbody tr:nth-child(even) {
  background: rgba(78,168,222,0.07);
}

table tbody tr:hover {
  background: rgba(255,107,74,0.07);
}

table tbody td {
  padding: 0.65rem 1rem;
  color: var(--ink);
  text-align: left;
  border-bottom: 1px solid rgba(92,104,128,0.15);
  vertical-align: top;
}

.facts-table,
.payments-table {
  /* already covered by general table rules */
}

/* ============================================================
   CARDS
   ============================================================ */
.cards-section {
  background: var(--surface);
  padding-top: 2rem;
  padding-bottom: 2.5rem;
}

.card-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 1.5rem;
}

.card {
  background: #fff;
  border: 1px solid rgba(92,104,128,0.22);
  border-left: 4px solid var(--accent);
  border-radius: var(--radius);
  padding: 1.5rem 1.5rem 1.5rem 1.4rem;
  transition: box-shadow 0.2s, border-left-color 0.2s;
}

.card:hover {
  box-shadow: 0 4px 18px rgba(18,32,63,0.12);
  border-left-color: var(--accent2);
}

.card h3 {
  font-family: var(--font-head);
  color: var(--base);
  font-size: 1.05rem;
  margin-bottom: 0.6rem;
}

.card p {
  font-size: 0.92rem;
  color: var(--ink);
  margin-bottom: 0;
}

/* ============================================================
   FAQ ACCORDION — CSS-only hidden-checkbox technique
   ============================================================ */
.faq-section {
  background: var(--deep);
  padding: 2.5rem 0;
}

.faq-section h2 {
  color: #fff;
  margin-bottom: 1.5rem;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 0;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.1);
}

.faq-item {
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.faq-item:last-child {
  border-bottom: none;
}

/* Hide the native checkbox */
.faq-toggle {
  position: absolute;
  opacity: 0;
  pointer-events: none;
  width: 0;
  height: 0;
}

.faq-label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 1.25rem;
  background: rgba(255,255,255,0.04);
  font-family: var(--font-head);
  font-size: 0.96rem;
  font-weight: 700;
  color: #fff;
  cursor: pointer;
  transition: background 0.18s, color 0.18s;
  user-select: none;
}

.faq-label:hover {
  background: rgba(78,168,222,0.12);
  color: var(--accent2);
}

.faq-toggle:focus-visible + .faq-label {
  outline: 2px solid var(--accent);
  outline-offset: -2px;
  color: var(--accent2);
}

/* Plus / minus icon drawn purely in CSS */
.faq-icon {
  position: relative;
  display: inline-block;
  flex-shrink: 0;
  width: 18px;
  height: 18px;
}

/* Horizontal bar — always visible */
.faq-icon::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 0;
  width: 18px;
  height: 2px;
  background: var(--accent);
  transform: translateY(-50%);
  transition: opacity 0.2s;
  border-radius: 1px;
}

/* Vertical bar — visible when collapsed (plus) */
.faq-icon::after {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  width: 2px;
  height: 18px;
  background: var(--accent);
  transform: translateX(-50%);
  transition: transform 0.25s, opacity 0.25s;
  border-radius: 1px;
}

/* When checked: rotate vertical bar to make minus */
.faq-toggle:checked + .faq-label .faq-icon::after {
  transform: translateX(-50%) rotate(90deg);
  opacity: 0;
}

/* Body */
.faq-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.25s ease;
  background: rgba(255,255,255,0.03);
}

.faq-body p {
  padding: 0 1.25rem;
  margin: 0;
  font-size: 0.93rem;
  color: rgba(255,255,255,0.78);
  line-height: 1.7;
}

.faq-toggle:checked ~ .faq-body {
  max-height: 600px;
}

.faq-toggle:checked ~ .faq-body p {
  padding-top: 0.85rem;
  padding-bottom: 1rem;
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: var(--deep);
  border-top: 3px solid var(--base);
  padding: 2.5rem 0 1.5rem;
  color: rgba(255,255,255,0.65);
  font-size: 0.85rem;
}

.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.footer-brand .wordmark {
  font-size: 1.3rem;
  margin-bottom: 0.4rem;
}

.footer-tagline {
  color: var(--muted);
  font-size: 0.8rem;
  margin-bottom: 0;
}

.footer-nav ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem 0;
}

.footer-nav ul li a {
  display: inline-block;
  color: rgba(255,255,255,0.65);
  font-family: var(--font-head);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 0.3rem 0.6rem;
  border-radius: var(--radius);
  text-decoration: none;
  transition: color 0.18s, background 0.18s;
}

.footer-nav ul li a:hover,
.footer-nav ul li a:focus-visible {
  color: #fff;
  background: rgba(255,255,255,0.08);
  text-decoration: none;
}

.footer-nav ul li a:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.footer-disclaimer {
  font-size: 0.78rem;
  color: var(--muted);
  line-height: 1.6;
}

.footer-disclaimer p {
  margin-bottom: 0.5rem;
}

.footer-copyright {
  color: rgba(255,255,255,0.35);
  font-size: 0.75rem;
  margin-bottom: 0;
}

/* ============================================================
   MISC UTILITY
   ============================================================ */
/* Section headings in dark-bg sections */
.faq-section h2,
.bonus-banner h2 {
  color: #fff;
}

/* ============================================================
   BREAKPOINT: 640px
   ============================================================ */
@media (min-width: 640px) {

  .container {
    padding-left: 1.5rem;
    padding-right: 1.5rem;
  }

  .banner-headline {
    font-size: 2rem;
  }

  .banner-eyebrow {
    font-size: 0.82rem;
  }

  .card-grid {
    grid-template-columns: 1fr 1fr;
  }

  .footer-inner {
    flex-direction: row;
    flex-wrap: wrap;
    align-items: flex-start;
    gap: 2rem;
  }

  .footer-brand {
    flex: 0 0 auto;
  }

  .footer-nav {
    flex: 0 0 auto;
  }

  .footer-disclaimer {
    flex: 1 1 100%;
  }

  .faq-label {
    font-size: 1rem;
  }

  table {
    font-size: 0.92rem;
  }

  h1 { font-size: 2.2rem; }
  h2 { font-size: 1.65rem; }
  h3 { font-size: 1.25rem; }

}

/* ============================================================
   BREAKPOINT: 1024px
   ============================================================ */
@media (min-width: 1024px) {

  .container {
    padding-left: 2rem;
    padding-right: 2rem;
  }

  /* Header */
  .header-inner {
    gap: 1.5rem;
  }

  .wordmark {
    font-size: 1.7rem;
  }

  .main-nav ul li a {
    font-size: 0.85rem;
    padding: 0.45rem 0.85rem;
  }

  .site-header .btn-outline-header {
    font-size: 0.82rem;
    padding: 0.5rem 1.2rem;
  }

  /* Banners */
  .bonus-banner {
    padding: 3.5rem 1rem;
  }

  .banner-headline {
    font-size: 2.5rem;
  }

  .banner-sub {
    font-size: 1.1rem;
  }

  /* Typography */
  h1 { font-size: 2.4rem; }
  h2 { font-size: 1.8rem; }
  h3 { font-size: 1.3rem; }

  /* Article sections */
  .main-article {
    padding-top: 3.5rem;
    padding-bottom: 3.5rem;
  }

  .section {
    margin-bottom: 4rem;
  }

  /* Cards */
  .card-grid {
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
  }

  .cards-section {
    padding-top: 3rem;
    padding-bottom: 3.5rem;
  }

  /* Footer */
  .footer-inner {
    flex-wrap: nowrap;
    align-items: flex-start;
    gap: 2.5rem;
  }

  .footer-brand {
    flex: 0 0 220px;
  }

  .footer-nav {
    flex: 0 0 auto;
  }

  .footer-disclaimer {
    flex: 1 1 auto;
  }

  /* Table */
  table {
    font-size: 0.95rem;
  }

  /* FAQ */
  .faq-section {
    padding: 3.5rem 0;
  }

  .faq-label {
    padding: 1.1rem 1.5rem;
    font-size: 1.02rem;
  }

  .faq-body p {
    padding-left: 1.5rem;
    padding-right: 1.5rem;
    font-size: 0.96rem;
  }
}